£3.0m Residential Equity Release Bridge

CASE STUDY   |   16 FEBRUARY 2026

Key Highlights

Loan amount: 3.0m, 12-month loan

Collateral: High-Quality Residential Villa

Jurisdiction: Various

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Overview

We provided a £3.0 million bridging loan secured against a high‑quality residential villa in Italy, enabling the borrower to release equity while progressing a wider portfolio acquisition strategy.

Transaction Rationale

The borrower sought short‑term capital against an existing stabilised asset rather than a long‑term refinance, prioritising speed, flexibility and certainty of execution.

Facility Profile

The loan was structured as a 12‑month bridge with retained interest and conservative leverage at approximately 55% LTV, ensuring headroom throughout the term.

Outcome

The facility delivered efficient liquidity against a completed asset, supported by a clear refinance exit with established private banks.