£3.5m Cross‑Border Residential Bridging Loan

CASE STUDY   |   6 MARCH 2026

Key Highlights

Loan amount: 3.5m, 12-month loan

Collateral: High-Spec Spanish Property

Jurisdiction: Various

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Overview

We completed a £3.5 million short‑term loan secured against a modern, high‑specification residential property in Spain, supporting working capital requirements across the borrower’s wider real estate activities.

Transaction Profile

The borrower required a flexible capital solution that could accommodate a multi‑jurisdictional structure. The loan was structured as a 12‑month bridge with moderate leverage, remaining below 55% LTV across valuation scenarios.

Outcome

Despite structural complexity, a clean and enforceable security package was implemented, allowing for efficient execution without unnecessary friction.